Money in hard times: emergency fund, budget, savings
Most crises end up being financial ones too. An emergency fund and a clear budget protect you from most surprises.
Guides
- Emergency fund and budget How much to put aside, where to keep your emergency fund, how to make a simple budget that actually works and what to do if your income suddenly stops.
- Cash in an emergency In a power cut, cards and cash machines stop working. Why European authorities now advise keeping some cash at home, how much is reasonable and how to keep it safe.
- Preparing for an economic crisis Inflation, rising prices, layoffs, higher loan payments. Ten things you can do now so your family gets through hard economic times more easily.
- Gold and silver in a crisis Why precious metals are seen as a crisis hedge, what risks they carry, the difference between bars, coins and jewelry, and what to watch out for when buying.